Can you help open a bank account?

After receiving your company formation documents, you may apply directly — yourself — to the banks, financial institutions, or fintech platforms available in your chosen jurisdiction, subject to each provider's own terms and requirements. Our services are limited to assisting with company formation and providing the official incorporation documents. We do not open bank or financial accounts on behalf of clients, do not represent clients before banks, and do not provide any regulated financial services. All bank or financial account applications are subject to independent review and approval by the relevant bank or financial institution.

How long does company formation take?

Formation time varies by country. UK and Estonia take 1-2 business days. USA, Singapore, and Hong Kong take 3-5 days. UAE and Panama may take 5-10 days. We notify you at every step.

Do I need to travel to the country?

No! The entire process is 100% digital. You submit documents online, we handle everything remotely. No travel required for most jurisdictions.

What documents do I need?

Typically a passport copy, proof of address, and a personal photo. Some countries may require additional documents. Our wizard guides you through every requirement.

What currencies can I pay in?

We accept USD, EUR, GBP, AED, SAR and more. Payment methods include credit card, bank transfer, crypto (USDT/BTC/ETH), and PayPal.

Is my information kept confidential?

Absolutely. All data is encrypted and stored securely. We comply with international privacy standards and never share your information with third parties.

Estonia e-Residency in 2026: Is It Still Worth It?

A deep dive into Estonia's e-Residency program — what it offers, limitations, banking realities, and who should actually use it.

What is Estonian e-Residency?

Estonia's e-Residency program, launched in 2014, was the world's first digital identity initiative allowing non-residents to access Estonian government services. With an e-Residency card, you can register and manage an Estonian company (OÜ — equivalent to a Private Limited Company) entirely online, from anywhere in the world.

The Benefits

EU company without living in EU: Your OÜ is a legitimate EU-registered entity
0% on reinvested profits: Estonia taxes only distributed dividends (20%), not retained earnings
100% digital management: Sign documents, file returns, and manage everything with your e-Residency card
EU banking access: LHV, Luminor, and EU-regulated neobanks like Wise, Revolut
GDPR-compliant jurisdiction: Strong data privacy framework

The Limitations (What They Don't Always Tell You)

Banking is harder than advertised. Most traditional Estonian banks require physical presence or strong local ties. Neobanks (Wise, Revolut) work but have limitations on transaction types and amounts.

You still need to pay taxes somewhere. e-Residency doesn't change your personal tax residency. If you live in a high-tax country, you may still owe tax there on your Estonian company's distributions.

VAT registration is complex. If your EU customers are businesses (B2B), you need EU VAT compliance — OSS registration or country-specific VAT numbers.

Who Should Use Estonian e-Residency?

Ideal for: Digital nomads with EU clients, SaaS businesses, EU-compliant e-commerce, consultants needing EU credibility.

Not ideal for: Anyone in a high-tax country (you may owe tax at home anyway), businesses needing physical banking, those requiring heavy cash transactions.

Cost in 2026

e-Residency card: €100-120 (one-time government fee)
OÜ registration: €190-500 depending on service provider
Annual accounting: €500-2,000 depending on transaction volume
Registered address: €200-600/year